When you buy with ADESA, there are different ways to pay for your purchases. One way to see what payments are on your account is to review Account settings –> Site Preferences –> Configure Default Dealerblock Checkout Options


Lines of credit provided by financing companies are called Floorplans. In Canada, ADESA works with several Floorplan companies including AFC or NextGear Capital.  Floorplans may allow the flooring of additional products and services such as inspection or transportation. 

Ask your ADESA rep for the Floorplan partnership request form or find it on ADESA.ca on the forms & policies page.

Direct Debit

The simplest and most cost-effective payment method is Direct Debit.  This option is accepted on many types of vehicles and will also cover additional products and services such as inspection or transportation. Using this method to pay is one of the quickest ways to complete a transaction and receive the vehicle release – usually within an hour which in many cases means same-day vehicle pickup.

Ask your ADESA rep for the Direct Debit form or find it on ADESA.ca on the forms & policies page.

Bank wire transfer

Wire payments are a common way to pay but may have associated fees ranging from $30-$45 per transaction depending on your bank. Wire transfer payment method does not offer an immediate vehicle release like Direct Debit.  The timeline to receive funds and apply the funds can vary.   The vehicle release form will only be sent once ADESA has received and applied the funds from your bank.

Dealer check

Paying with a paper check is a basic way to transact, but it is often the slowest and most unsecured method of payment.  It is also a payment that may not be available for use on certain purchases.   It may take 4-5 business days from the time a check is written out, mailed and processed.  There is also the cost of courier fees and some bank fees may be applicable depending on your bank.   No vehicle release is provided until the check is received and applied to your purchase by ADESA.

Pay processing auction

If you purchase an at-auction vehicle on ADESA.ca or from a live sale, you can pay your nearest ADESA Physical Auction.  In some situations, customers can pay for the vehicle and leave with it same day. Payment options and policies vary from location to location.

For more details on any of these options or if you have any questions, please contact ADESA Customer Connection at 1-888-526-7326 or via live chat.